Home Loan Center
Kelly Rush
VP, RE Lending Officer
Mason City, IA 50401
Fax: 641-423-4600
"Thank you for visiting my site! Whether you are looking to refinance your current home, purchase or build your dream house, or looking to purchase your first home, I will guide you through the mortgage process from start to finish. Please email me or call my direct number with any questions you may have, or once you have applied on-line, I will get back to you with the next steps. I look forward to exceeding your expectations!"
Click here to get to know Kelly - https://www.youtube.com/watch?v=Dhxzm-YWUn4
If you click on the above link, you leave First Citizens Bank's website and will go to a website not operated by the Bank. FCB is not responsible for the content of the alternate website; does not represent either the third party or you, the customer, if you enter into a transaction; and privacy and security policies may differ from those practiced by the Bank.
First Citizens Bank Benefits
Apply online on your own time!
Want hands-on assistance?
You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
Free Pre-approvals
We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Advisor is always just a call or e-mail away!
Today's Rates
| Mortgage Loans | ||
| 30 Year Fixed Rate Freddie | ||
| Rate | APR | Points |
| 7.250% | 7.382% | 0.000% |
| 15 Year Fixed Rate Freddie | ||
| Rate | APR | Points |
| 6.875% | 7.085% | 0.000% |
| 10 Year Fixed Rate Freddie | ||
| Rate | APR | Points |
| 6.750% | 7.043% | 0.000% |
| Home Possible | ||
| Rate | APR | Points |
| 6.875% | 7.004% | 0.000% |
| Construction Loan | ||
| Construction Loan Special | ||
| Rate | APR | Points |
| 6.375% | 8.977% | 0.000% |
| In House Special | ||
| 10-Year Fixed - Special | ||
| Rate | APR | Points |
| 7.030% | 7.256% | 0.000% |
| Bridge Loan | ||
| Bridge Loan | ||
| Rate | APR | Points |
| 7.000% | 7.144% | 0.000% |
APR as Annual Percentage Rate
Click on the Rate to see additional disclosures
